1. decide on the make, features and price of the car and obtain a set of loan documents.
2. provide the bank with a full set of documents as follows:
a loan application (to be filled in at the bank);
a standard questionnaire (to be filled in at the bank);
a tax payer registration certificate;
a Ukrainian national’s passport;
an employer’s certificate identifying the borrower’s job title and stating the income earned over the past six months (for sole proprietors — a copy of a sole proprietor registration, income statements for the past two reporting quarters (income returns), a tax payer registration, a certificate acknowledging the payment of single tax (if applicable);
a car selection report, car specifications or an invoice for new cars; a copy of a technical passport for used cars.
3. Upon loan approval, conclude a contract of sale with the vendor and make the down payment (where applicable).
4. Obtain a permanent vehicle registration; enter into a car pledge with the bank and conclude a car insurance contract with a bank-accredited insurance company, following which the loan proceeds are disbursed.
New Car Loan;
a loan application (to be filled in at the bank);