This new product of Raiffeisen Bank Aval enables you to pay for goods and services in credit as well as to withdraw cash funds throughout the world in the currency of the country of your staying 24 hours a day, 7 days a week.
Basic terms
1. Credit currency — Hryvnia.
2. Credit card expiry term — 2 years.
3. The credit is unsecured.
4. Credit line’s amount — from three average monthly incomes for the last six months, namely:
for Visa Classic/ MasterCard Mass cards — from UAH 1,000 to UAH 45,000;
for Visa Gold/ MasterCard Gold cards — from UAH 10,000 to UAH 60,000.
5. No commission is levied at payment for goods and services.
6. The minimal monthly payment: 5% of the credit balance (no less than 30 hryvnias) should be paid before the 20th day of each month of the credit period.
7. At a partial or full redemption of a debt, the credit will be revolved to the amount of the repaid debt.
8. There is a grace period for cashless transactions on the account of credit funds, during which no interests are accrued (up to 57 days).
9. The Tariff Plan may be changed for any other proposed tariff without early repayment of a current credit indebtedness and without conclusion of a new credit agreement.
In contradistinction to cash crediting, with a credit card a borrower pays interests for only the actually used portion of a credit limit.
One can learn an amount of a monthly payment from a statement on card transactions or the Bank’s call-center.
You may easily monitor transactions on a card account with the help of "M-Banking", "Online Statement", "E-mail Statement" services.
A credit card indebtedness may be repaid in the following ways:
automatically by a monthly payment from another card account opened in Raiffeisen Bank Aval;
in cash by replenishing a card account via cash departments or deposit ATMs;
via cashless entering of funds in an account by means of a bank transfer from another bank;
by cashless replenishment of an account through self-service centers of Raiffeisen Bank Aval;
the clients, being served under a salary project of Raiffeisen Bank Aval, may give an order for the bank to automatically write a monthly payment off a salary card account (the account number should be given in a credit agreement). The service is free of charge.
for Visa Classic/ MasterCard Mass cards — from UAH 1,000 to UAH 45,000;
automatically by a monthly payment from another card account opened in Raiffeisen Bank Aval;