Within the frames of this program representatives of small and medium business may obtain credits for:
buying commercial realty;
repayment of their current indebtedness in another bank (refinancing);
repairing of office premises;
business development.
Who can obtain a credit
Credits are given to entrepreneurs — private individuals and corporate clients with the business experience above 12 months, with a state ownership share in the enterprise’s capital structure amounting to no less than 25%.
Basic terms:
1. Credit period — to 15 years.
2. Credit currency — UAH, USD and EUR.
3. Credit amount — from EUR 5 thousand to 1.5 million (or other currency equivalent).
4. Credit safety — the commercial real estate available or to be acquired.
Advantages of this credit program
the Bank does not analyze your business — it only assesses profitability of commercial realty;
a possibility to obtain multiple credits within the framework of a certain limit — a revolving credit line- and to use funds for business development;
a revolving credit line does not require annual zeroing.
buying commercial realty;