Raiffeisen Bank Aval offers its corporate clients fixed deposit accounts. Such accounts can be opened in UAH, USD or EUR for 3, 6 and 12 months. The minimum deposit amount is USD 10,000 (EUR 10,000) for foreign currency deposits or UAH 50,000 for UAH deposits.
Interest rates on deposits in the national currency
A kind of a deposit
Currency
Remarks
UAH
USD
EUR
«Classical Deposit»
13.0%
6.5%
4.3%
Payment of interests in the end of the term
«Classical Accumulating Deposit»
12.2%
6.0%
4.1%
Payment of interests in the end of the term, a possibility of replenishment of the deposit
«Classical Early Deposit»
12.0%
5.35%
3.6%
Payment of interests in the end of the term, a possibility of an early withdrawal of the deposit
«Classical Accumulating Early Deposit»
12.0%
5.35%
3.6%
Payment of interests in the end of the term, a possibility of replenishment, a possibility of an early withdrawal of the deposit
«Monthly»
12.2%
6.3%
4.1%
Monthly payment of interests
«Monthly Accumulating Deposit»
12.2%
5.8%
3.9%
Monthly payment of interests, a possibility of replenishment of the deposit
«Monthly Early Deposit»
11.5%
5.5%
3.7%
Monthly payment of interests, a possibility of an early withdrawal of the deposit
«Monthly Accumulating Early Deposit»
11.5%
5.2%
3.7%
Monthly payment of interests, a possibility of replenishment, a possibility of an early withdrawal of the deposit
The interest rates given may be corrected depending upon a sum of a deposit and term.
Advantages for the client:
a possibility to accumulate required sums;
getting stable earnings in the form of paid interests on a deposit;
a flexible system of interest rates;
guaranteed reliability and safety of a deposit;
availability of different kinds of standard agreements enables a client to choose the most acceptable terms of a deposit, including a possibility of its replenishment and capitalization of interests;
a chance to obtain current data and high-skilled consulting on deposit services.
To open a deposit account in the national or foreign currency, legal entities are to present the following documents:
an application for opening of a deposit account;
a deposit agreement of the standard form (2 copies);
a certificate on the registration in an executive body or other authorized body (a notarized copy or a copy, attested by the body, which has issued the certificate);
a constituent document (a charter/ a constituent agreement / an enactment/ regulations) — a notarized copy or a copy, certified by the registering body;
a certificate on the registration in the Unified State Register of enterprises and organizations of Ukraine (a notarized copy or a copy, attested by the issuing body or by an authorized person of the Bank);
a certificate from the State Tax Inspection (STI) on registration of the legal entity as a tax payer (the form 4-ÎÏÏ, a notarized copy or a copy, certified by the tax body or by an authorized person of the Bank);
in case of an absence of the depositor’s current accounts at the moment of opening of a deposit account, the legal entity should additionally present a card with samples of signatures and the stamp, notarized in an established order.
The legal entities, which use hired labor, are to additionally present:
a document on informing the bodies of the Ukraine’s Fund of Social Insurance against production accidents and professional diseases on their intention to open a deposit account.
a possibility to accumulate required sums;
a document on informing the bodies of the Ukraine’s Fund of Social Insurance against production accidents and professional diseases on their intention to open a deposit account.