The programme is available for legal individuals and provides car loans from dealers who are Aval's partners.
Basic conditions:
1. Down payment — 10-40% of the car price.
2. Loan period — Up to 60 months.
3. Interest rates depend on the loan period and car brand.
4. Mandatory borrower civil liability insurance and full CASCO for the entire loan period.
To participate in the car loan programme, it is necessary to:
1. Refer to a car dealer (from the list), select the make of car, accessories and price, and obtain the documents required to receive the credit
2. Present the complete package of required documents to the Bank (4a Kutuzova Street, Kyiv, Tel: 295-70-03)
3. Once the Bank has approved the loan, draw up a purchase-sale agreement with the car dealer and pay the deposit.
4. Receive a permanent car registration certificate and draw up a collateral agreement against the car with the Bank, and an insurance agreement with insurance companies recommended by the Bank, after which, the loan funds are released.
